Three Ways to Prepare for an Unexpected Car Repair

Last year, the AAA estimated that around one-third of drivers are unprepared for unexpected car repairs. Car and truck owners often forget to budget for depreciation after they buy a vehicle which can lead to trouble in the long run. Here are some things you can do to make sure that you won’t be caught out if you need unplanned repairs.

Saving for a Rainy Day

Unplanned maintenance, car accidents, and acts of God – these are just some of the things that can result in you paying for repairs out of pocket. Ideally, your insurance will help you shoulder some of the costs, but how do you prepare to pay your deductible? There are two ways to approach saving for unplanned car repairs.

Vehicle Estimate

Many drivers would probably admit to blowing off their vehicle’s recommended maintenance schedule more often than they should. It’s always a good idea to know what the manufacturer’s suggested maintenance schedule is and try to stick to it as close as you can to avoid unplanned repairs. When you take your car in to get serviced, you should ask the mechanic to take a look at the

  • Oil
  • Tires
  • Battery
  • Brakes and brake pads
  • Factory-recommended maintenance
  • Concerns you may have from everyday use

Industry Estimate

It’s never a bad idea to save at least $50.00 per month if you can afford it, either for repair funds or for a down payment on a new vehicle if you need to buy. You should do this for each vehicle in your household, just in case. This protects you from going into debt over repairs, but understanding the needs of your vehicle will help you know if you can afford to save less or if you need to plan on saving more every month. Assessing your car or truck’s make, model, age, condition, and your own driving behavior will all tip you off to whether or not you have auto repairs in your future.

Caught off-guard by a broken down vehicle? Call Performance Auto Repair in Montgomery, AL at (334) 245-6600! As the better alternative to the dealership, we’ll make sure you get the care and service you deserve. Make your appointment today.

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